We are at an economic crossroads. The economy is finally humming along, but we’re seeing increasingly terrible working conditions, at both the high and low ends of the income ladder.

The economic problem of this generation in the United States is income inequality. The rich continue to get richer, and the rest of America wonders when, if ever, a raise is coming. The CEO-to-average-worker pay ratio in 2013 was 331:1. For every dollar the average employee made, a CEO made $331. Back in 1983, the ratio was less than 50:1. (At Wal-Mart in 2013, the ratio was over 1000:1.)